Method and device for conducting a card game

专利摘要:
Wagers are received on a hand. At least two hands are dealt. A hand score is calculated for each hand. Wagers on a natural hand may be rewarded. If neither hand is a natural sum and the player hand is not a threshold sum, the player hand is dealt an additional card and a new player hand score is calculated. If the banker hand is neither a draw sum nor a stand sum, an additional card may be dealt to the banker hand based on a comparison between the new player hand score, the additional card dealt to the player hand, and the hand score of the banker hand. If an additional card is dealt to the banker hand, the new hand score of the player hand is compared to the new hand score of the banker hand, and wagers on the banker hand and player hand are resolved. RECEIVE WAGER & HAND DESIGNATION DEAL PLAYER & BANKER HANDS REWARD WAGER ON HAND 104 WITH HIGHER RANKED NATURAL HAND SCORE & CALCULATE HAND SCORES COLLECT WAGERS ON OTHER r106 N 120 NATURAL Y TE HAND SCORE? TE TO 108 (FIG. 2) PUSH FROM 114 (FIG. 2) COMPARE NEW HAND SCORE OF PLAYER HAND TO HAND SCORE OF BANKER HAND AND COMPARE ADDITIONAL CARD OF PLAYER HAND TO BANKER r142 DEAL ADDITIONAL Y TO 118 (FIG. 2) BANKER CARD? PLAYER HAND < Y REWARD WAGER(S) ON BANKER HAND? BANKER HAND NEW PLAYER HAND = N REWARD WAGER(S) ON BANKER HAND? PLAYER HAND
公开号:AU2013200118A1
申请号:U2013200118
申请日:2013-01-10
公开日:2013-09-19
发明作者:Victor Hui
申请人:Victor Hui；
IPC主号:A63F1-00

专利说明:
AUSTRALIA Regulation 3.2 Patents Act 1990 Complete Specification Standard Patent Convention APPLICANT: Victor Hui Invention Title: METHOD AND DEVICE FOR CONDUCTING A CARD GAME The following statement is a full description of this invention, including the best method of performing it known to me: METHOD AND DEVICE FOR CONDUCTING A CARD GAME Related Application Data [0001] The present application is a continuation-in-part of U.S. Application Serial No. 13/552,602, entitled "Method and Device for Conducting a Card Game," filed March 3, 2012 by Applicant herein. Field of the Invention [0002] The present invention relates to wagering games. More specifically, the present invention is a method for conducting a card game in which players designate a hand and players wagering on the winning hand are rewarded. Background of the Invention [0003] A well known casino game is Baccarat. Baccarat is a live table game that uses a standard deck of fifty-two playing cards. The object of Baccarat is for a player to successfully wager on which of two hands, designated the Banker hand and the Player hand, is going to win. The player is paid even money for the wager if he or she wagers on the winning hand and loses the wager if he or she selects the losing hand. [0004] Play of Baccarat is commenced after all wagers are made by dealing two cards to the Bank position and two cards are dealt from the shoe to the Player position on the table layout. The cards are turned face up and the values of the Banker hand and the Player hand is determined by summing the face values of the cards in each hand. If the 1 values of the cards are added together and the total of the hand exceeds nine, then the hand value is determined modulo ten. In other words, all hand values range from a low of zero to a high of nine. For example, a seven and an eight total fifteen, but the hand value is five. An Ace and a nine total ten, but the hand value is zero. Whichever of the Banker hand or the Player hand is closest to a total of nine is the winner. [0005] Depending on the point total of the initial Player hand and the initial Banker hand, one more card may be dealt to the Player hand, the Banker hand or both. If either or both of the initial two card Player hand and the initial Banker hand have a point total of 8 or 9, the wagers are resolved without dealing any additional cards: the Player hand wins if the Player hand point total is greater than the Banker hand point total; and the Banker hand wins if the Banker hand point total is greater than the Player hand point total. If both the Player hand and Banker hand have a point total that is less than 8, a third card may be dealt to one or both of the Player hand and/or Banker hand. The rules for determining whether a third card is dealt are fixed; that is, there is no discretion for either the Player hand or the Banker hand on whether a third card is dealt. [0006] Rule #1: If the initial two card Player hand has a point total of 0, 1, 2, 3, 4, or 5, the Player hand draws a third card. If the initial two card Player hand has a point total of 6 or 7, the Player hand stands and does not receive a third card. [0007] Rule #2: If the Player hand stands and does not draw a third card, then the Banker hand follows Rule #1. In other words, if the Player hand has a point total of 6 or 7, the Banker hand draws a third card on a point total of 0, 1, 2, 3, 4, or 5 and the Banker hand stands on a point total of 6 or 7. 2 [0008] Rule #3: If the Player hand draws a third card, the Banker hand must draw or stand as follows: Banker hand two Banker hand DRAWS when Banker hand STANDS when card point total: Player's hand third card is: Player's hand third card is: 0, 1, or 2 Bank always draws 3 0,1,2,3,4,5,6,7,or9 8 4 2,3,4,5,6,or7 0,1,8,or9 5 4,5,6,or7 0,1,2,3,8,or9 6 6or7 0,1,2,3,4,5,8,or9 7 Banker always stands [0009] At the end of each hand, winning wagers are paid and losing wagers are collected by the house. Any commission due to the house is marked in commission boxes in the center of the table. [0010] As may be appreciated, one characteristic of Baccarat is the complicated draw rules. In my U.S. Patent No. 7,621,534, 1 disclosed and claimed a new card game in which players designate a hand and players wagering on the winning hand are rewarded. This game included simplified draw rules which were intended to relieve the dealer and player of the complex rules of Baccarat. In a similar vein, the present invention is likewise directed to the need for new card games in which players designate a hand and players wagering on the winning hand are rewarded. Summary of the Invention [0011] The present invention includes a method and device for conducting a card game. In an optional embodiment, the card game may be conducted at a physical gaming table 3 using playing cards for at least one player. At least one threshold sum, at least one banker stand sum, at least one draw sum, and at least one natural hand score are defined. A natural hand score may be eight or nine, a threshold sum may be six or seven, a banker stand sum may be seven, and a draw sum may be zero through three, inclusive. A wager is received from the at least one player on a hand designated by the player. At least a banker hand and a player hand of playing cards are dealt. [0012] A hand score is calculated for each hand as the sum modulo ten of the values of the playing cards in that hand. The hand scores of the banker hand and the player hand are compared to a target value, the threshold sum(s), and the banker stand sum(s). [0013] If neither hand score is equal to the natural hand score and the hand score of the player hand is less than a threshold sum and the hand score of the banker hand is less than a banker stand sum, an additional card is dealt to the player hand before the banker hand is formed. A new hand score is calculated for the player hand. [0014] If the hand score of the banker hand is a draw sum, an additional card is dealt to the banker hand. The new hand score of the player hand is compared to the new hand score of the banker hand and the target value. Wagers on the hand having a hand score closer to the target value are rewarded. [0015] If the hand score of the banker hand is greater than the draw sum, a banker hand is formed and wagers are resolved, based on the new hand score of the player hand. If the new hand score of the player hand is less than the hand score of the banker hand, the additional card of the player hand is compared to the hand score of the banker hand. A determination is made whether to deal an additional card to the banker hand based on the comparison between the additional card of the player hand and the hand score of the 4 banker hand. If no additional card is dealt to the banker hand, wagers on the banker hand are rewarded. In various optional embodiments, if the new hand score of the player hand is less than the hand score of the banker hand the method may include: (a) rewarding wagers on the banker hand if the additional card dealt to the player hand is less than the hand score of the banker hand or dealing an additional card to the banker hand if the additional card dealt to the player hand is equal to or greater than the hand score of the banker hand; (b) rewarding wagers on the banker hand if the additional card dealt to the player hand is greater than the hand score of the banker hand or dealing an additional card to the banker hand if the additional card dealt to the player hand is equal to or less than the hand score of the banker hand; (c) rewarding wagers on the banker hand if the additional card dealt to the player hand is equal to or less than the hand score of the banker hand or dealing an additional card to the banker hand if the additional card dealt to the player hand is greater than the hand score of the banker hand; (d) rewarding wagers on the banker hand if the additional card dealt to the player hand is equal to or greater than the hand score of the banker hand or dealing an additional card to the banker hand if the additional card dealt to the player hand is less than the hand score of the banker hand. (e) always rewarding all wagers on the banker hand and dealing no additional card to the banker hand regardless of the value of the additional card dealt to the player hand; (f) always dealing an additional card to the banker hand regardless of the value of the additional card dealt to the player hand; (g) rewarding wagers on the banker hand if the additional card dealt to the player hand is equal to the hand score of the banker hand or dealing an additional card to the banker hand if the additional card dealt to the player hand is greater than or less than the hand score of the banker hand; or 5 (h) rewarding wagers on the banker hand if the additional card dealt to the player hand is less than or greater than the hand score of the banker hand or dealing an additional card to the banker hand if the additional card dealt to the player hand is equal to the hand score of the banker hand. If an additional card is dealt to the banker hand, a new hand score for the banker hand is calculated and the new hand score of the player hand is compared to the new hand score of the banker hand and the target value. Wagers on the hand having a hand score closer to the target value are rewarded and wagers on both the banker hand and the player hand are returned if the hand scores are equal. [0016] If the new hand score of the player hand is equal to the hand score of the banker hand, the additional card dealt to the player hand is compared to the hand score of the banker hand and a determination is made, based on that comparison, whether to deal an additional card to the banker hand. In a first optional embodiment, if the additional card is less than the hand score of the banker hand, no additional card is dealt to the banker hand, a push occurs, and wagers on the player hand and the banker hand are returned. If the additional card is greater than, or equal to, the hand score of the banker hand, an additional card is dealt to the banker hand. [0017] In a second optional embodiment, if the additional card dealt to the player hand is greater than the hand score of the banker hand, no additional card is dealt to the banker hand, a push occurs, and wagers on the player hand and the banker hand are returned. If the additional card dealt to the player hand is equal to or less than the hand score of the banker hand, an additional card is dealt to the banker hand. [0018] In a third optional embodiment, if the additional card dealt to the player hand is equal to or less than the hand score of the banker hand, no additional card is dealt to the 6 banker hand, a push occurs, and wagers on the player hand and the banker hand are returned. If the additional card dealt to the player hand is greater than the hand score of the banker hand, an additional card is dealt to the banker hand. [0019] In a fourth optional embodiment, if the additional card dealt to the player hand is equal to or greater than the hand score of the banker hand, no additional card is dealt to the banker hand, a push occurs, and wagers on the player hand and the banker hand are returned. If the additional card dealt to the player hand is less than the hand score of the banker hand, an additional card is dealt to the banker hand. [0020] In a fifth optional embodiment, a push always occurs regardless of the relative value between the additional card dealt to the player hand and the hand score of the banker hand. [0021] In a sixth optional embodiment, an additional card is always dealt to the banker hand regardless of the relative value between the additional card dealt to the player hand and the hand score of the banker hand. [0022] In a seventh optional embodiment, a push occurs if the additional card dealt to the player hand is equal to the hand score of the banker hand or an additional card is dealt to the banker hand if the additional card dealt to the player hand is not equal (i.e., greater than or less than) the hand score of the banker hand. [0023] In an eighth optional embodiment, a push occurs if the additional card dealt to the player hand is not equal (i.e., greater than or less than) the hand score of the banker hand or an additional card is dealt to the banker hand if the additional card dealt to the player hand is equal to the hand score of the banker hand. 7 [0024] Regardless of the optional embodiment, whenever an additional card is dealt to the banker hand, a new hand score is calculated for the banker hand. Wagers are resolved by comparing the new hand score of the player hand to the new hand score of the banker hand and rewarding wagers on the hand having a hand score closer to the target value. [0025] If the new hand score of the player hand is greater than the hand score of the banker hand, the additional card dealt to the player hand is compared to the hand score of the banker hand and a determination is made, based on that comparison, whether to deal an additional card to the banker hand. In a first optional embodiment, if the additional card dealt to the player hand is less than the hand score of the banker hand, no additional card is dealt to the banker hand and wagers on the player hand are rewarded, whereas if the additional card dealt to the player hand is equal to or greater than the hand score of the banker hand, an additional card is dealt to the banker hand. In a second optional embodiment, if the additional card dealt to the player hand is greater than the hand score of the banker hand, no additional card is dealt to the banker hand and wagers on the player hand are rewarded, whereas if the additional card dealt to the player hand is equal to or less than the hand score of the banker hand, an additional card is dealt to the banker hand. In a third optional embodiment, if the additional card dealt to the player hand is equal to or less than the hand score of the banker hand, no additional card is dealt to the banker hand and wagers on the player hand are rewarded, whereas if the additional card dealt to the player hand is greater than the hand score of the banker hand, an additional card is dealt to the banker hand. In a fourth optional embodiment, if the additional card dealt to the player hand is equal to or greater than the 8 hand score of the banker hand, no additional card is dealt to the banker hand and wagers on the player hand are rewarded, whereas if the additional card dealt to the player hand is less than the hand score of the banker hand, an additional card is dealt to the banker hand. In a fifth optional embodiment, wagers on the player hand are always rewarded (and no additional card is dealt to the banker hand) regardless of the relative values of the additional card dealt to the player hand and the banker hand score. In a sixth optional embodiment, an additional card is always dealt to the banker hand regardless of the relative values of the additional card dealt to the player hand and the banker hand score. In a seventh optional embodiment, if the additional card dealt to the player hand is equal to the hand score of the banker hand, no additional card is dealt to the banker hand and wagers on the player hand are rewarded, whereas if the additional card dealt to the player hand is less than or greater than the hand score of the banker hand, an additional card is dealt to the banker hand. In an eighth optional embodiment, if the additional card dealt to the player hand is less than or greater than the hand score of the banker hand, no additional card is dealt to the banker hand and wagers on the player hand are rewarded, whereas if the additional card dealt to the player hand is equal to the hand score of the banker hand, an additional card is dealt to the banker hand. Regardless of the optional embodiment, whenever an additional card is dealt to the banker hand, a new hand score is calculated for the banker hand. The new hand score of the player hand is compared to the new hand score of the banker hand and the target value. Wagers on the hand having a hand score closer to the target value are rewarded. [0026] If neither hand score is equal to the natural hand score and the hand score of the banker hand is equal to a banker stand sum and the hand score of the player is less than 9 a threshold sum, an additional card is dealt to the player hand without dealing an additional card to the banker. The hand score of the banker is compared to the new hand score of the player and the target value. Wagers on the hand having a hand score closer to the target value are rewarded. [0027] If neither hand score is equal to the natural hand score and the hand score of the player hand is equal to a threshold sum and the hand score of the banker hand is less than the threshold sum, an additional card is dealt to the banker hand without dealing an additional card to the player hand. The hand score of the player hand is compared to the new hand score of the banker hand and the target value. Wagers on the hand having a hand score closer to the target value are rewarded. [0028] In an optional embodiment, if the hand scores for both the player hand and banker hand are equal to a threshold sum, the hand score of the player hand is compared to the hand score of the banker hand and the target value. If the hand score of the player hand equals the hand score of the banker hand, wagers on the player hand and the banker hand are returned. If the hand score of the player hand is unequal to the hand score of the banker hand, wagers on the hand having a hand score closer to the target value are rewarded. [0029] In a further optional embodiment, if only one of the hand scores is a natural hand score, wagers on the hand having a natural hand score are rewarded and wagers on the hand not having a natural hand score are collected. If more than one of the hand scores is a natural hand score and one of the natural hand scores is greater than the other natural hand score, wagers on the hand having a natural hand score closer to the target value are rewarded and wagers on the hand having a natural hand score further from the 10 target value are collected. If more than one of the hand scores is a natural hand score and the natural hand scores are equal, wagers on both the player hand and the banker hand are returned. Brief Description of the Drawings [0030] FIG. 1 is a flowchart of a method according to an embodiment of the present invention; [0031] FIG. 2 is a flowchart of a method according to an embodiment of the present invention; [0032] FIG. 3 is a flowchart of a method according to an embodiment of the present invention; [0033] FIG. 4 is a table summarizing a method according to an embodiment of the present invention; [0034] FIG. 5 is a table summarizing a method according to the embodiment of FIG. 4 with rephrased draw rules; [0035] FIG. 6 is a table summarizing a method according to an embodiment of the present invention; [0036] FIG. 7 is a table summarizing a method according to the embodiment of FIG. 6 with rephrased draw rules; [0037] FIG. 8 is a block diagram of a device according to an embodiment of the present invention. 11 Description [0038] Reference is now made to the figures wherein like parts are referred to by like numerals throughout. Referring generally to FIGS. 1-3, the present invention is directed to a method for conducting a wagering game, particularly a card game. In this regard, a method according to the present invention could be conducted using conventional playing cards, that is, playing cards having a rank of two through ten, Jack, Queen, King, or Ace in four different suits, or customized playing cards. Similarly, the present game could be conducted using one or more decks of conventional fifty-two card constitution, one or more supplemented decks (for example, decks including additional playing cards such as Jokers), one or more truncated decks (for example, Spanish decks lacking playing cards typically found in conventional decks), or the like. In the examples discussed below, the game is conducted using eight conventional decks of playing cards, with the playing cards contained in a card shoe. [0039] The present game is conducted for one or more players. A game according to the present invention could be house-banked, in that the wagers are collected and paid by a game operator, or player-banked, in that the wagers are collected and paid by a player-banker. In an optional embodiment in which the game is player-banked, the role of player-banker may be fixed or rotate among players. [0040] In an optional embodiment, the player places a wager and designates 100 a hand on which the wager is placed. For example, in one optional embodiment, two hands may be dealt, a "player hand" and a "banker hand," and the player places the wager by designating whether the wager is on the "player hand" or the "banker hand." While the rules may be applied symmetrically to both hands, in an alternate optional embodiment, 12 discussed in greater detail below, different draw rules may be applied depending on whether a hand is a player hand or a banker hand. Similarly, it is noted that rewards on the hands may be calculated differently. For example, in an optional embodiment, rewards on one of the hands may be subject to a commission, while rewards on the other hand may not be subject to a commission. Alternatively, a house advantage may be gained from the rules of the game itself and a commission may be unnecessary. [0041] While the examples given below are directed to an embodiment in which two hands are wagered upon and conducted, any number of hands may be wagered upon and conducted in other optional embodiments. In an optional embodiment, a player may be presented with wagering options in addition to those specifically described in this disclosure, such as the option to wager on a tie between hands or a pair appearing in a hand. It is contemplated that proposition wagers may be rewarded at greater than even money, such as 8:1 for a tie and/or 11:1 for a pair, in one such optional embodiment. [0042] The hands are dealt 102. In an optional embodiment, the hands may be designated a banker hand and a player hand, although it is contemplated that any name or identification could be used to identify the hands. The hands may include any quantity of playing cards; in an optional embodiment, each hand includes two playing cards. It is contemplated that the hands may be community hands that are shared among players wagering on those hands in a manner similar to Baccarat. In an alternate optional embodiment, each player may receive a separate hand to wager on against a banker hand. 13 [0043] A hand score is calculated 104 for each hand by taking the sum modulo ten of the values of the playing cards in the hand. In an optional embodiment using conventional playing cards, the two through nine playing cards have a value equal to their face value, the Ace playing card has a value of one, and the ten, Jack, Queen, and King playing cards have a value of zero. As may be appreciated, the sum modulo ten means that if the sum exceeds ten, only the ones digit is used, with the tens digit disregarded. For example, the hand score for a hand of 80 5V is three (e.g., thirteen modulo ten equals three). [0044] In an optional embodiment, one or more natural hand scores may be defined. There may be any quantity of natural hand scores and the natural hand scores may take any value. In such an optional embodiment, a natural hand score occurs when a predefined sum modulo ten is obtained in the initial cards dealt to a hand. For example, in one optional embodiment, eight and nine are defined as natural hand scores. In such an optional embodiment, a hand of, for example, 4e 5V (hand score of 9), 90 9V (hand score of eight), 80 KQ (hand score of eight), 9e JL (hand score of nine), and 8V AO (hand score of nine), would all have natural hand scores. [0045] Likewise, a threshold sum may be defined. In an optional embodiment, a threshold sum may define those hands which a hand may be required to stand, i.e., not accept any further cards. In one optional embodiment, a threshold sum is six or seven. In such an optional embodiment, a hand of, for example, 5e AO (hand score of six), 80 9V (hand score of seven), and QQ 70 (hand score of seven) would all have threshold sums. In an optional embodiment, the threshold sum may be the same, e.g., six or seven, for the banker hand and the player hand(s). 14 [0046] Optionally, a banker stand sum may be defined. In one such optional embodiment, a banker stand sum is seven. That is, whenever the hand sum of the banker hand is equal to a banker stand sum, e.g., seven, no additional cards are dealt to the banker hand. [0047] In an optional embodiment, the hands are examined 106 for natural hand scores. If only one of the hands obtains a natural hand score, that hand wins; wagers on the hand with a natural hand score are rewarded 122 and wagers on the other hand(s) not having a natural hand score are collected. For example, if a player hand is dealt 8Q KY and a banker hand is dealt 50 90, the player hand of 8Q KY wins with a natural hand score of eight. Wagers on the player hand would be rewarded and wagers on the banker hand would be collected. [0048] In an optional embodiment, if more than one hand obtains a natural hand score, but the natural hand scores are unequal, the natural hand scores may be ranked so that the hands can be differentiated. Thus, in one such optional embodiment, a rule may be adopted in which the hand with the greater natural hand score wins; in such an optional embodiment, wagers on the hand with the higher ranking natural hand score are rewarded 122 and wagers on the hand with the lower ranking natural hand score are collected. In one optional embodiment, the natural hand scores are ranked according to their proximity to the target value. Thus, in an optional embodiment in which nine is the target value, a natural hand score of nine may be ranked higher than a natural hand score of eight. For example, if a player hand is dealt 8Q KY and a banker hand is dealt 50 4k, both hands have a natural hand score, but the banker hand of 50 4k wins with a natural hand score of nine against the player hand's natural hand score of eight. In an 15 example where the natural hand score of nine outranks the natural hand score of eight, wagers on the banker hand would be rewarded and wagers on the player hand would be collected. As may be appreciated, this is merely an example and the natural hand scores may be ranked in any order. [0049] Optionally, if more than one hand has a natural hand score and the natural hand scores are equal 120, the tie could be resolved in many different ways. In one optional embodiment, shown in FIGS. 1-3, the tie is resolved as a push 124 and wagers on tied hands are returned. In another optional embodiment (not shown), the tie is resolved by examining the cards of the hands and using the card combination to differentiate between the tied hands. For example, if a hand is dealt with 8V KQ and another hand is dealt with 30 50, one could identify one of the hands (for example, the hand containing a King) as a winning hand based on the constitution of the hand, even though both have a natural hand score of eight. In yet another optional embodiment (not shown), a showdown could occur by, for example, dealing an additional card to each hand and recalculating the hand scores to differentiate between the tied hands. For example, in the latter optional embodiment, if a player hand is dealt 50 40 and a banker hand is dealt 80 AO, one could deal one card to each hand to, for example, form the hands 50 40 KV and 80 AO 80. In such an example, the player hand 50 4e KY wins with a hand score of nine against the banker hand of 80 AO 80 with a hand score of seven. Wagers on the player hand would be rewarded, while wagers on the banker hand would be collected. [0050] According to the embodiment of FIGS. 1-3, hand scores may be compared to one another, the threshold sum(s), natural scores, draw sums, the banker stand sum(s), 16 and a target value. In an optional embodiment, the threshold sums are six and seven, natural scores are eight and nine, draw sums (explained in greater detail below) are zero through three, inclusive, banker stand sum is seven, and the target value is nine. In an optional embodiment using a target value of nine and hand sums are calculated using modulo ten arithmetic, the greater hand score will be closer to the target value than the lesser hand score. In the examples below, a target value of nine is used, although other target values could be used in alternate optional embodiments. [0051] Generally, if the hand scores are equal, the tie could be resolved in many different ways. For example, in an optional embodiment, a tie could be resolved by returning wagers on the tied hands. That is, in one optional embodiment, ties may be resolved as a push. In another optional embodiment, the tie could be resolved by dealing an additional playing card to each tied hand and recalculating the hand scores for the hands including the additional playing card. Based on these new hand scores, if the hands remain tied, wagers may be returned. If the hands are no longer tied, the wagers on the hand closer to the target value may be rewarded and the wagers on the hand further from the target value may be collected. For example, if a player hand is dealt 4e QV and a banker hand is dealt 2V 20, the hand scores are tied at four. If, according to an optional embodiment, an additional card is dealt to each hand to form, for example, a player hand of 4e QV 100 and a banker hand of 2V 20 Qo, both hands remain tied and, in this example embodiment, the wagers on both hands may be returned, i.e. neither rewarded nor collected. If, however, an additional card is dealt to each hand to form, for example, a player hand of 4e QV 7V (for a hand score of one) and a banker hand of 2V 20 30 (for a hand score of seven), wagers on the banker hand, 17 which is closer to the target value of nine, will be rewarded, while wagers on the player hand will be collected. [0052] In a further optional embodiment, illustrated in FIGS. 1-3, both methods for resolving ties could be used based on the tied value in relation to the threshold sum and the natural hand score. As discussed above, in one optional embodiment, if both hands are tied with a natural hand score, both hands stand. Similarly, in one such optional embodiment, if both hands have a threshold sum, a determination is made whether the hands hold the same threshold sum, or a different threshold sum. For example, in an optional embodiment, six and seven are threshold sums. In the optional embodiment of FIG. 2, if the hand score of a player hand is 108 a threshold sum and the hand score of a banker hand is 128 a threshold sum, both hands stand and the hands may be differentiated by comparing the threshold sums to the target value and resolving 126 the wagers, e.g., by rewarding wagers on the hand having a hand score closer to the target value and collecting wagers on the hand having a hand score further from the target value. If the hands are tied with a threshold sum, both hands stand and the tie is resolved 126 as a push, i.e., by returning wagers. [0053] In one such optional embodiment, if both hands are tied with a value other than a natural hand score or a threshold sum, the hands are formed exactly the same as if there were no tie. Put another way, if both hands have a hand score with a value other than a natural hand (eight or nine in the example) or a threshold sum (six or seven in the example), the hand scores (both zero through five) lead to a resolution of the hands in exactly the same fashion without regard to whether the hands scores are tied. Thus, in 18 the example, if the hand scores are tied at four, the hands may be resolved in any fashion, including dealing one or more additional cards to one or both hands. [0054] If the hand score of the player hand is neither a natural hand nor a threshold sum, and the hand score of the banker hand is not a natural hand, the draw rules are applied. In an example embodiment based on threshold sums of six or seven and natural hands of eight or nine, this means that the draw rules are applied when the hand score of the player hand is zero through five and the hand score of the banker hand is zero through seven. [0055] When the draw rules apply, an additional card is always dealt 110 to the player hand and a new hand score is calculated for the player hand including the additional card. Thus, in the example above, whenever the hand score of the player hand is zero through five, inclusive, an additional card is dealt to the player hand. In an optional embodiment, the additional card is dealt to the player hand before any action occurs in the banker hand. [0056] After an additional card is dealt to the player hand, a determination is made how to complete the banker hand. In an optional embodiment, a draw sum is defined. If the hand score of the banker hand is 112 a draw sum, an additional card is dealt 118 to the banker hand regardless of the hand score of the player hand or the additional card dealt to the player hand. In an optional embodiment, draw sums are defined as zero through three, inclusive. Thus, in the circumstance in which the draw rules apply and the hand score of the banker hand is a draw sum, an additional card is dealt to the player hand and an additional card is dealt to the banker hand. New hand scores are calculated for the banker hand and the player hand, the new hand scores for the banker hand and 19 player hand are compared, and wagers are rewarded 126 for the hand having a hand score closer to the target value. Thus, in one example, if the player hand includes 5V 90, with a hand score of four, and the banker hand includes 6V 70, with a hand score of three, an additional card is dealt to the player hand, then an additional card is dealt to the banker hand. In the event that the hand scores are tied, the tie may be resolved in any fashion, including returning the wagers (as in a push), or breaking the tie by examining the cards of each hand, dealing an additional card to each hand, or the like. [0057] If the draw rules apply and the hand score of the banker hand is 111 a banker stand sum, no additional cards are dealt to the banker hand and the wagers are resolved based on a comparison between the new hand score of the player hand (i.e., the hand score of the player hand including the additional dealt card) and the hand score of the banker hand. Specifically, wagers on the hand closer to the target value are rewarded 126 and wagers on the hand further from the target value are collected. In the event of a tie, the wagers may be resolved as a push, resolved by comparing the cards in the banker hand to the cards in the player hand, resolved in favor of the banker hand or the player hand by a fixed rule, or resolved by breaking the tie by, for example, dealing one or more additional cards to the player hand and/or banker hand. In the example above, seven is a banker hand sum. [0058] If the draw rules apply and the hand score of the banker hand is neither a draw sum nor a stand sum (e.g., four through six, inclusive, in the example above), the banker hand is completed based on the additional card dealt to the player hand and/or the new hand score of the player hand including the additional card. Specifically, the decision on whether an additional card is dealt to the banker hand, and whether wagers on the 20 banker hand and player hand may be resolved without dealing an additional card to the banker hand, would rely on two factors: the new hand score of the player hand relative to the hand score of the banker hand and the value of the additional card dealt to the player hand. It is contemplated that in comparing values (the banker hand score and player hand score and/or the card value of the additional card dealt to the player hand and the banker hand score), the comparisons may include whether the values are equal to, unequal to, greater than, greater than or equal to, less than, or less than or equal to one another. It is contemplated that any combination or permutation of these options may be used. Moreover, it is also contemplated that one or both of (a) the comparison of the new hand score of the player hand and the hand score of the banker hand and (b) the comparison of the additional card dealt to the player hand and the banker hand score, could be used in determining how to proceed in the game. For example, in an optional embodiment, a single rule may be applied whenever the new hand score of the player hand is less than the hand score of the banker hand, such as collecting the wagers on the player hand and rewarding wagers on the banker hand. Such an optional embodiment is summarized as "Option 1" in Table 1 below. In an alternate example embodiment, when the new hand score of the player hand is less than the hand score of the banker hand, the action taken may depend on whether the additional card dealt to the player hand is greater than, equal to, less than, unequal to, or any combination of greater than, equal to, less than, or unequal to, the hand score of the banker hand. [0059] More specifically, in one optional embodiment, if the new hand score of the player hand is less than 114 the hand score of the banker hand, the game may proceed in a variety of ways, depending on the optional embodiment. In one optional embodiment, 21 wagers on the player hand are collected and wagers on the banker hand are rewarded whenever the new hand score of the player hand is less than the hand score of the banker hand. That is, in such an example, no additional cards are dealt to the banker hand and the banker hand is deemed the winning hand. For example, if the player hand contains 4e 80, with a hand score of two, and the banker hand contains 60 Qo, with a hand score of six, an additional card is dealt to the player hand. If the additional card dealt to the player hand is AV, the new hand score of the player hand is three, which is less than the hand score of the banker hand and results in collection of wagers on the player hand. Again, this optional embodiment is summarized in Table 1 as "Option 1." [0060] In alternate optional embodiments, other banker hand draw rules may be applied when the new hand score of the player hand is less than the hand score of the banker hand after dealing an additional card to the player hand. As discussed above, these draw rules may be based on a comparison of the additional card dealt to the player hand to the hand score of the banker hand. In one optional embodiment, an additional card is always dealt to the banker hand regardless of the value of the additional card dealt to the player hand. That is, no comparison between the additional card dealt to the player hand and the hand value of the banker hand is necessary because, in this optional embodiment, an additional card is always dealt when the new hand score of the player hand is less than the hand score of the banker hand. Such an optional embodiment is illustrated as "Option 2" in Table 1 below. [0061] In another optional embodiment, if the new hand score of the player hand is less than the hand score of the banker hand, wagers on the banker hand are rewarded if the additional card dealt to the player hand is less than the hand score of the banker hand. 22 Conversely, an additional card is dealt to the banker hand if the additional card dealt to the player hand is equal to or greater than the hand score of the banker hand. This optional embodiment is summarized as "Option 3" in Table 1 below. [0062] In yet another optional embodiment, if the new hand score of the player hand is less than the hand score of the banker hand, wagers on the banker hand are rewarded if the additional card dealt to the player hand is greater than the hand score of the banker hand. Conversely, an additional card is dealt to the banker hand if the additional card dealt to the player hand is equal to or less than the hand score of the banker hand. Such an optional embodiment is illustrated in Table 1 as "Option 4." [0063] In yet another optional embodiment, if the new hand score of the player hand is less than the hand score of the banker hand, wagers on the banker hand are rewarded if the additional card dealt to the player hand is equal to or less than the hand score of the banker hand. Alternatively, an additional card is dealt to the banker hand if the additional card dealt to the player hand is greater than the hand score of the banker hand. One such optional embodiment is summarized in Table 1 and "Option 5." [0064] In another optional embodiment, if the new hand score of the player hand is less than the hand score of the banker hand, wagers on the banker hand are rewarded if the additional card dealt to the player hand is equal to or greater than the hand score of the banker hand. Conversely, an additional card is dealt to the banker hand if the additional card dealt to the player hand is less than the hand score of the banker hand. In Table 1 below, such an optional embodiment is described as "Option 6." [0065] In another optional embodiment, if the new hand score of the player hand is less than the hand score of the banker hand, wagers on the banker hand are rewarded if the 23 additional card dealt to the player hand is equal to the hand score of the banker hand. Alternatively, an additional card is dealt to the banker hand if the additional card dealt to the player hand is greater than or less than (i.e., is not equal to) the hand score of the banker hand. One such optional embodiment is summarized as "Option 7" in Table 1 below. [0066] In yet another optional embodiment, if the new hand score of the player hand is less than the hand score of the banker hand, wagers on the banker hand are rewarded if the additional card dealt to the player hand is less than or greater than (i.e., the additional card dealt to the player hand is not equal to) the hand score of the banker hand. Conversely, an additional card to the banker hand if the additional card dealt to the player hand is equal to the hand score of the banker hand. Such an optional embodiment is described as "Option 8" in Table 1. [0067] Table 1 summarizes the options for various dealing rules when the new hand score of the player hand is less than the hand score of the banker hand. It is noted that Table 1 is not intended to be exhaustive, but merely illustrative, and that alternate or additional combinations or permutations of rules could be provided. Table 1 24 If: Then: Option 1 Always reward wagers on banker hand regardless of value of additional card dealt to player hand Option 2 Always deal additional card to banker hand regardless of value of additional card dealt to player hand Option 3 Additional Card in Player Hand < Reward wagers on banker hand Hand Score of Banker Hand Additional Card in Player Hand ;> Deal additional card to banker hand Hand Score of Banker Hand Option 4 Additional Card in Player Hand > Reward wagers on banker hand Hand Score of Banker Hand Additional Card in Player Hand < Deal additional card to banker hand Hand Score of Banker Hand Option 5 Additional Card in Player Hand < Reward wagers on banker hand Hand Score of Banker Hand Additional Card in Player Hand > Deal additional card to banker hand Hand Score of Banker Hand 25 Option 6 Additional Card in Player Hand > Reward wagers on banker hand Hand Score of Banker Hand Additional Card in Player Hand < Deal additional card to banker hand Hand Score of Banker Hand Option 7 Additional Card in Player Hand = Reward wagers on banker hand Hand Score of Banker Hand Additional Card in Player Hand # Deal additional card to banker hand Hand Score of Banker Hand Option 8 Additional Card in Player Hand # Reward wagers on banker hand Hand Score of Banker Hand Additional Card in Player Hand = Deal additional card to banker hand Hand Score of Banker Hand [0068] Regardless of the specific draw rule, if an additional card is dealt to the banker hand, a new hand score is calculated for the banker hand and the new hand score of the player hand is compared to the new hand score of the banker hand and the target value. Wagers on the hand with a hand score closer to the target value are rewarded and wagers on both the banker hand and the player hand are returned if the hand scores are equal. [0069] If the new hand score of the player hand is equal to, or greater than, the hand score of the banker hand, the new hand score of the player hand and the additional card 26 dealt to the player hand may be compared 141 to the banker hand score to determine whether to deal an additional card to the banker hand and, if not, how to resolve the wagers on the banker hand and the player hand. [0070] For example, in various optional embodiments, including the example described as "Option 1" in Table 2 below, if the new hand score of the player hand is equal to the hand score of the banker hand, no additional card is dealt to the banker hand and a tie is declared. In other optional embodiments, including the example described as "Option 2" in Table 2 below, if the new hand score of the player hand is equal to the hand score of the banker hand, an additional card is always dealt to the banker hand and the wagers are resolved based on the new player hand score and a new banker hand score. In yet other optional embodiments, described as "Option 3," "Option 4," "Option 5," "Option 6," "Option 7," and "Option 8," in Table 2, if the new hand score of the player hand is equal to the hand score of the banker hand the additional card dealt to the player hand is examined to determine whether an additional card is dealt to the banker hand or if the wagers are resolved based on the tied player hand and banker hand. [0071] In one optional embodiment, ties may be treated as a push by merely comparing the new hand score of the player hand to the hand score of the banker hand, with wagers on the player hand and banker hand returned. That is, in one optional embodiment, no comparison is conducted between the hand score of the banker hand and the additional card dealt to the player hand. For example, if the player hand contains 4e 80, with a hand score of two, and the banker hand contains 60 Qo, with a hand score of six, an additional card is dealt to the player hand. If the additional card dealt to the player hand is 40, the new hand score of the player hand is six, which ties the hand score of the 27 banker hand and results in a push of wagers on the player hand. More specifically, in one such optional embodiment, if the new hand score of a player hand is equal to the hand score of a banker hand, a push always occurs regardless of the value of the additional card dealt to the player hand. That is, if the additional card dealt to a player hand causes the new hand score of the player hand to equal the hand score of the banker hand, a push always occurs. One such optional embodiment is illustrated as "Option 1" in Table 2 below. In alternate optional embodiments, ties may be resolved in any other manner including (a) resolved in favor of one hand by fixed rule (e.g., player or banker always wins ties); (b) broken (e.g., by examining the cards within the hand); or (c) otherwise resolved. [0072] In another optional embodiment, if the new hand score of a player hand is equal to the hand score of a banker hand, an additional card is always dealt to the banker hand regardless of the value of the additional card dealt to the player hand. That is, if the additional card dealt to a player hand causes the new hand score of the player hand to equal the hand score of the banker hand, an additional card is always dealt to the banker hand. Such an optional embodiment is illustrated below as "Option 2" in Table 2. [0073] In other optional embodiments illustrated in FIGS. 2 and 3, ties are resolved by comparing 141 the additional card dealt to the player hand and the new hand score of the player hand to the hand score of the banker hand and a determination is made 142 whether to deal an additional card to the banker hand. In one such optional embodiment, if the draw rules (various options of which are described in greater detail in Table 2 below) dictate that no additional card is dealt to the banker hand, the tie remains 130, a push occurs 138, and wagers on the player hand and banker hand are 28 returned. Conversely, if the draw rules (again, various options of which are described in greater detail below in Table 2 below) dictate the dealing of an additional card to the banker hand, an additional card is dealt 118 to the banker hand, a new hand score is calculated for the banker hand, and wagers are resolved 126 by comparing the new hand score of the player hand to the new hand score of the banker hand. [0074] For example, in one such optional embodiment, if the new hand score of a player hand is equal to the hand score of a banker hand, a push occurs when the additional card is less than the hand score of the banker hand. Conversely, an additional card is dealt to the banker hand when the additional card dealt to the player hand is equal to, or greater than, the hand score of the banker hand. One such optional embodiment is summarized as "Option 3" in Table 2 below. [0075] In one such example, if the player hand includes 20 QV (for a hand score of two) and a banker hand includes 70 90 (for a hand score of six), an additional card would be dealt to the player hand. If the additional card is 40, the hand score of the player hand is equal to the hand score of the banker hand. Examining the additional card dealt to the player hand, the 4 is less than the hand score of the banker hand which is six. In an optional embodiment, a push occurs. [0076] In another example, a player hand includes 30 7V (for a hand score of zero) and the banker hand includes 20 20 (for a hand score of four). An additional card is dealt to the player hand. If the additional card dealt to the player hand is 40, the hand scores are tied and the additional card would be equal to the banker hand score of four. Consequently, an additional card would be dealt to the banker hand. A new hand score 29 would be calculated for the banker hand and wagers resolved by rewarding wagers on the hand with a hand score closer to the target value. [0077] In yet another example, a player hand includes 6V 9Q (for a hand score of five) and a banker hand includes AO 30 (for a hand score of four). An additional card is dealt to the player hand. If the additional card dealt to the player hand is 9V (for a new hand score of four), the hand scores are tied but the additional card is greater than the hand score of the banker hand of four. In this example, an additional card is dealt to the banker hand, a new hand score is calculated for the banker hand, and wagers are resolved by rewarding wagers on the hand with a hand score closer to the target value. [0078] In another optional embodiment, if the new hand score player hand is equal to the hand score of the banker hand, a push occurs when the additional card dealt to the player hand is greater than the hand score of the banker hand. Conversely, an additional card is dealt to the banker hand when the additional card dealt to the player hand is less than or equal to the hand score of the banker hand. One such optional embodiment is illustrated in Table 2 as "Option 4." [0079] In yet another optional example, if the new hand score of the player hand is equal to the hand score of the banker hand, a push occurs when the additional card dealt to the player hand is less than or equal to the hand score of the banker hand. Conversely, an additional card is dealt to the banker hand when the additional card dealt to the player hand is greater than the hand score of the banker hand. Such an optional embodiment appears in Table 2 below as "Option 5." [0080] In alternate optional embodiments, if the new hand score of a player hand equals the hand score of a banker hand, a push occurs and wagers on the player hand and 30 banker hand are returned when the additional card dealt to the player hand is greater than, or equal to, the hand score of the banker hand. Conversely, if the value of the additional card dealt to the player hand is less than the hand score of the banker hand, an additional card is dealt to the banker hand, a new hand score is calculated for the banker hand, and wagers are resolved by comparing the new hand score of the player hand to the new hand score of the banker hand. This optional embodiment is illustrated in Table 2 as "Option 6." [0081] In yet another optional embodiment, if the new hand score of a player hand is equal to the hand score of a banker hand, a push occurs when the additional card dealt to a player hand equals the hand score of the banker hand. Alternatively, an additional card is dealt to the banker hand when the additional card dealt to a player hand is unequal to (i.e., is greater than or less than) the hand score of the banker hand. Table 2 includes a description of such an optional embodiment as "Option 7." [0082] In another optional embodiment, if the new hand score of a player hand is equal to the hand score of a banker hand, a push occurs when the additional card dealt to a player hand is unequal to (i.e., is greater than or less than) the hand score of the banker hand. Alternatively, an additional card is dealt to the banker hand when the additional card dealt to a player hand equals the hand score of the banker hand. Such an optional embodiment is illustrated as "Option 8" in Table 2 below. [0083] In any case, if an additional card is dealt to the banker hand, a new hand score is calculated for the banker hand and the new hand score of the banker hand is compared to the new hand score of the player hand and a target value. Wagers on the hand with a new hand score closer to a target value are rewarded, wagers on the hand with a new 31 hand score further from a target value are collected, and wagers on both hands are returned if the new hand scores are equal. [0084] Table 2 sets forth the various options in forming a banker hand if the new hand score of the player hand is equal to the hand score of a banker hand. Table 2 is not intended to be comprehensive but rather merely illustrative. That is, in alternate optional embodiments, various combinations and permutations of the options provided below may be incorporated into a game according to an embodiment of the present invention. 32 Table 2 If: Then: Option 1 Always push regardless of value of additional card dealt to player hand Option 2 Always deal additional card to banker hand regardless of value of additional card dealt to player hand Option 3 Additional Card in Player Hand < Push Hand Score of Banker Hand Additional Card in Player Hand > Deal additional card to banker hand Hand Score of Banker Hand Option 4 Additional Card in Player Hand > Push Hand Score of Banker Hand Additional Card in Player Hand < Deal additional card to banker hand Hand Score of Banker Hand Option 5 Additional Card in Player Hand < Push Hand Score of Banker Hand Additional Card in Player Hand > Deal additional card to banker hand Hand Score of Banker Hand 33 Option 6 Additional Card in Player Hand > Push Hand Score of Banker Hand Additional Card in Player Hand < Deal additional card to banker hand Hand Score of Banker Hand Option 7 Additional Card in Player Hand = Push Hand Score of Banker Hand Additional Card in Player Hand # Deal additional card to banker hand Hand Score of Banker Hand Option 8 Additional Card in Player Hand # Push Hand Score of Banker Hand Additional Card in Player Hand = Deal additional card to banker hand Hand Score of Banker Hand [0085] Returning to FIGS. 1-3, as discussed above, if the new hand score of the player hand is greater than the hand score of the banker hand, the additional card dealt to the player hand is compared 141 to the hand score of the banker hand to determine whether an additional card is dealt 142 to the banker hand. Various options for determining whether to deal an additional card to the banker hand and the resolution of the wagers are shown and described in Table 3 below. [0086] In one optional embodiment, if the new hand score of the player hand is greater than the hand score of the banker hand, wagers on the player hand may always be 34 rewarded. That is, if an additional card is dealt to the player hand and the new hand score of the player hand after dealing the additional card is greater than the hand score of the banker hand, wagers on the player hand may always be rewarded regardless of the value of the additional card dealt to the player hand. One such optional embodiment is illustrated in Table 3 as "Option 1." [0087] In yet another optional embodiment, if the new hand score of the player hand is greater than the hand score of the banker hand, an additional card is always dealt to the banker hand. That is, if an additional card is dealt to the player hand and the new hand score of the player hand after dealing the additional card is greater than the hand score of the banker hand, an additional card is always dealt to the banker hand regardless of the value of the additional card dealt to the player hand. Table 3 illustrates one such optional embodiment as "Option 2." [0088] In other optional embodiments, the additional card dealt to the player hand may be examined to determine whether an additional card is dealt to the banker hand or wagers are resolved without dealing an additional card to the banker hand. For example, in one such optional embodiment, if the new hand score of the player hand is greater than the hand score of the banker hand and the additional card dealt to the player hand is less than the hand score of the banker hand, no additional card is dealt to the banker hand and the player hand is deemed the winning hand and wagers on the player hand are rewarded 116. Conversely, if the additional card dealt to the player hand is greater than or equal to the hand score of the banker hand, an additional card is dealt to the banker hand. Table 3 below includes such an optional embodiment as "Option 3." 35 [0089] In one such example, if the player hand contains 4e 8Q, with a hand score of two, and the banker hand contains 60 Qo, with a hand score of six, an additional card is dealt to the player hand. If the additional card dealt to the player hand is 5V, wagers on the player hand are rewarded because the additional card (5V) is less than the hand score of the banker hand (six). [0090] Continuing with the example, if the additional card dealt to the player hand is greater than or equal to the hand score of the banker hand, an additional card is dealt 118 to the banker hand. A new hand score is calculated for the banker hand including the additional card. Wagers on the hand having a hand score closer to the target value are rewarded 126 and wagers on the hand having a hand score further from the target value are collected. For example, if the player hand contains 4e 8Q, with a hand score of two, and the banker hand contains 60 Qo, with a hand score of six, an additional card is dealt to the player hand. If the additional card dealt to the player hand is 6Q, an additional card is dealt to the banker hand because the additional card dealt to the player hand (6Q) is equal to or larger than, equal to in this case, the banker hand score (six). Wagers would then be resolved based on a comparison of the new hand score for the banker hand including the additional card and the new hand score for the player hand of eight (the original hand score of two plus an additional card of six equals eight). Similarly, if the additional card dealt to the player hand is 70, an additional card would be dealt to the banker hand since the additional card dealt to the player hand (70) is equal to or larger than, larger than in this case, the banker hand score (six). [0091] In yet another optional embodiment, if the new hand score of the player hand is greater than the hand score of the banker hand, wagers on the player hand may be 36 rewarded when the additional card dealt to the player hand is greater than the hand score of the banker hand. Conversely, an additional card may be dealt to the banker hand when the additional card dealt to the player hand is less than or equal to the hand score of the banker hand. One such optional embodiment is illustrated below in Table 3 as "Option 4." [0092] In alternate optional embodiments, if the new hand score of the player hand is greater than the hand score of the banker hand, wagers on the player hand may be rewarded when the additional card dealt to the player hand is less than or equal to the hand score of the banker hand. Conversely, an additional card may be dealt to the banker hand when the additional card dealt to the player hand is greater than the hand score of the banker hand. Table 3 includes a description of such an optional embodiment as "Option 5." [0093] In another optional embodiment, if the new hand score of the player hand is greater than the hand score of the banker hand, wagers on the player hand may be rewarded when the additional card dealt to the player hand is greater than or equal to the hand score of the banker hand. Conversely, an additional card may be dealt to the banker hand when the additional card dealt to the player hand is less than the hand score of the banker hand. One such optional embodiment is summarized in Table 3 as "Option 6." [0094] In another optional embodiment, if the new hand score of the player hand is greater than the hand score of the banker hand, wagers on the player hand are rewarded when the additional card dealt to the player hand is equal to the hand score of the banker hand. Conversely, an additional card is dealt to the banker hand when the 37 additional card dealt to the player hand is not equal to (i.e., less than or greater than) the hand score of the banker hand. Such an optional embodiment is described in Table 3 below as "Option 7." [0095] In yet another optional embodiment, if the new hand score of the player hand is greater than the hand score of the banker hand, wagers on the player hand are rewarded when the additional card dealt to the player hand is not equal to (i.e., less than or greater than) the hand score of the banker hand. Conversely, an additional card is dealt to the banker hand when the additional card dealt to the player hand is equal to the hand score of the banker hand. Table 3 below includes such an optional embodiment as "Option 8." [0096] In any case, if an additional card is dealt to the banker hand, a new hand score is calculated for the banker hand and the new hand score of the banker hand is compared to the new hand score of the player hand and a target value. Wagers on the hand with a new hand score closer to a target value are rewarded, wagers on the hand with a new hand score further from a target value are collected, and wagers on both hands are returned if the new hand scores are equal. [0097] Table 3 sets forth the various options in forming a banker hand if the new hand score of the player hand is greater than the hand score of a banker hand. Table 3 is not intended to be exhaustive but rather illustrative. Specifically, it is contemplated that various permutations and combinations of the options in Table 3 (and/or Tables 1 and 2) may be used in a game method according to the present invention. 38 Table 3 If: Then: Option 1 Always reward wagers on player hand regardless of value of additional card dealt to player hand Option 2 Always deal additional card to banker hand regardless of value of additional card dealt to player hand Option 3 Additional Card in Player Hand < Reward wagers on player hand Hand Score of Banker Hand Additional Card in Player Hand ;> Deal additional card to banker hand Hand Score of Banker Hand Option 4 Additional Card in Player Hand > Reward wagers on player hand Hand Score of Banker Hand Additional Card in Player Hand < Deal additional card to banker hand Hand Score of Banker Hand Option 5 Additional Card in Player Hand < Reward wagers on player hand Hand Score of Banker Hand Additional Card in Player Hand > Deal additional card to banker hand Hand Score of Banker Hand 39 Option 6 Additional Card in Player Hand > Reward wagers on player hand Hand Score of Banker Hand Additional Card in Player Hand < Deal additional card to banker hand Hand Score of Banker Hand Option 7 Additional Card in Player Hand = Reward wagers on player hand Hand Score of Banker Hand Additional Card in Player hand # Deal additional card to banker hand Hand Score of Banker Hand Option 8 Additional Card in Player Hand # Reward Wagers on player hand Hand Score of Banker Hand Additional Card in Player Hand = Deal additional card to banker hand Hand Score of Banker Hand [0098] Returning to FIGS. 1-3, in the event that the new hand score of the player hand ties the new hand score of the banker hand, a push may occur or, in an alternate optional embodiment, the tie may be resolved in favor of one or the other hand or broken by examining the cards in each hand, dealing one or more additional cards, or the like. [0099] An optional embodiment of a game method is summarized in FIGS. 4 and 5 which illustrate the options available in an embodiment in which a natural hand score is eight or nine, a threshold sum is six or seven, a draw sum is zero through three, inclusive, and a banker stand sum is seven. It is noted that the method of FIG. 5 is 40 conducted substantively in the same manner as the method of FIG. 4, but the draw rules are expressed in a different way. In the optional embodiment of FIGS. 4 and 5, the additional card dealt to the player hand is compared to the hand score of the banker hand whether the new hand score of the player hand is less than, equal to, or greater than the hand score of the banker hand. Another optional embodiment is summarized in FIGS. 6 and 7. Again, it is noted that the method of FIG. 7 is conducted substantively in the same manner as the method of FIG. 6, but the draw rules are expressed differently. In the optional embodiment of FIGS. 6 and 7, the additional card dealt to the player hand is compared to the hand score of the banker hand if the new hand score of the player hand is equal to, or greater than, the hand score of the banker hand. According to the optional embodiment of FIGS. 6 and 7, if the new hand score of the player hand after an additional card is dealt to the player hand is less than the hand score of the banker hand, the game is resolved in favor of the banker hand without comparing the additional card dealt to the player hand to the hand score of the banker hand. The summaries of FIGS. 4-7 should be interpreted as illustrative rather than limiting in that the various rules may be included or omitted, in any combination, or the values of the various scores and sums that enable or disable rules options could be varied. [00100] Wagers may be rewarded in any manner. In an optional embodiment, wagers are rewarded at even money without a commission. In an alternate optional embodiment, rewards may be assessed a commission. In one optional embodiment, the commission amount is a fixed amount, optionally expressed as a percentage of the reward. For example, in one such optional embodiment, a commission of 5% may be 41 assessed on all rewards for wagers on a winning banker hand. In a further optional embodiment, a commission of 50% may be assessed on all rewards for wagers on a winning banker hand in which the hand score of the banker hand is six. In alternate optional embodiments, the increased commission, e.g., 50%, may be assessed on hand scores other than, or in addition to, six. [00101] In an optional embodiment, the present method may be conducted using a device. The device may take any form, including a personal computer, electronic gaming machine, cellular telephone, handheld device, or the like. In one such optional embodiment illustrated in FIG. 8, a device includes a data processor 402 in communication with a player interface 404 and a display 406. The data processor 402 also communicates with a data storage device 408, which stores game parameters, graphics, sounds, if any, and program instructions executable by the data processor 402 to conduct a game according to an embodiment of the present invention. [00102] For example, in one optional embodiment, a wager is received from the player through a player interface 404. The player interface 404, for example, may include an input device, such as a touch screen, button panel, keyboard, keypad, pointer, mouse, or the like, that the player can operate to designate a wager. Additionally or alternatively, the player interface may include a receiving device, such as a bill acceptor, ticket or voucher reader, coin receiver, or the like to receive payment for a wager and/or game credits usable for wagers. The player designates a hand to be wagered upon through the player interface 404 when placing the wager. As noted above, in an optional embodiment two hands are provided, with the hands designated a player hand and a banker hand. Optionally, additional proposition wagers may be selectable by the 42 player, such as a wager on a tie outcome and/or a pair occurring in one or both of the hands. [00103] The data processor 402 deals the hands, optionally by randomly dealing cards from a deck stored at the data storage device 408. The data processor 402 displays the hands at a display 406 and completes the hands according to the method described above. For example, in an optional embodiment conducted according to the summary illustrated in FIG. 4, the hand score of each hand is calculated by the data processor 402. If either hand has a natural hand score, the game ends with the hand having the natural hand score closer to the target value winning. If both hands have a threshold sum, both hands stand, i.e., no additional cards are dealt, and the data processor 402 rewards wagers on the hand having the hand score closer to the target value. [00104] If neither hand has a natural hand score and the hand score of the player hand is a threshold sum and the hand score of the banker hand is less than a threshold sum, an additional card is dealt to the banker hand while no additional card is dealt to the player hand. A new hand score is calculated for the banker hand and compared to the hand score of the player hand. Wagers on the hand having a hand score closer to the target value are rewarded. In the event of a tie, the tie may be treated as a push with all wagers returned or, in an alternate optional embodiment, the tie may be resolved in favor of one or the other hand or broken by examining the cards of the hands, dealing one or more additional cards, or the like. [00105] If neither hand has a natural hand score and the player hand is not a threshold sum, the draw rules apply. An additional card is dealt to the player hand and a new hand score is calculated for the player hand including the additional card. If the hand 43 score of the banker hand is a draw sum, e.g., zero through three, inclusive, an additional card is dealt to the banker hand and a new hand score is calculated for the banker hand including the additional card. Conversely, if the hand score of the banker hand is a banker stand sum, no additional card is dealt to the banker hand. The new hand scores are compared by the data processor 402 and wagers on the hand having a new hand score closer to the target value are rewarded. [00106] If the hand score of the banker hand is neither a draw sum nor a stand sum, an additional card may be dealt to the banker hand, depending on the additional card dealt to the player hand. If the new hand score of the player hand is less than the hand score of the banker hand, the additional card dealt to the player hand is compared to the hand score of the banker hand to determine whether the wager of the banker hand is rewarded or if an additional card is dealt to the banker hand. Various options for determining whether to deal an additional card to the banker hand are shown and described above in Table 1. [00107] If the new hand score of the player hand is equal to the hand score of the banker hand the additional card dealt to the player hand is compared to the hand score of the banker hand to determine whether the outcome is a push or if an additional card is dealt to the banker hand. Various options for determining whether to deal an additional card to the banker hand are shown and described above in Table 2. For example, in one optional embodiment, if the additional card dealt to the player hand is less than the hand score of the banker hand, no additional card is dealt to the banker hand and a push occurs. Conversely, if the additional card dealt to the player hand is greater than, or equal to, the hand score of the banker hand, an additional card is dealt to the banker 44 hand, a new hand score is calculated for the banker hand, and wagers on the hand having a hand score closer to the target value are rewarded. [00108] In the event that the new hand score of the player hand is greater than the hand score of the banker hand, the additional card dealt to the player hand may be compared to the hand score of the banker hand. In one optional embodiment, if the additional card dealt to the player hand is less than the hand score of the banker hand, no additional card is dealt to the banker hand and the player hand is deemed the winning hand. The data processor 402 rewards wagers on the player hand. If the additional card dealt to the player hand is greater than or, in an optional embodiment, equal to the hand score of the banker hand, an additional card is dealt to the banker hand. A new hand score is calculated for the banker hand including the additional card and the new hand score of the banker hand is compared by the data processor 402 to the new hand score of the player hand. Wagers on the hand having a hand score closer to the target value are rewarded. In alternate optional embodiments, any of the options described above in Table 3 may be used. [00109] Rewards for winning wagers may be added to a register of game credits stored in the device. Additionally or alternatively, the player interface 404 may include a dispensing device to dispense currency, coins, a ticket or voucher, or the like, representing the player's balance of stored game credits when the player desires to cash out. [00110] While certain embodiments of the present invention have been shown and described it is to be understood that the present invention is subject to many 45 modifications and changes without departing from the spirit and scope of the invention presented herein. [00111] Throughout this specification and the claims which follow, unless the context requires otherwise, the word "comprise", and variations such as "comprises" and "comprising", will be understood to imply the inclusion of a stated integer or step or group of integers or steps but not the exclusion of any other integer or step or group of integers or steps. [00112] The reference to any prior art in this specification is not, and should not be taken as, an acknowledgement or any form of suggestion that the prior art forms part of the common general knowledge in Australia. 46

权利要求:
Claims (28)
[1] 1. A method of conducting a card game at a physical gaming table using playing cards for at least one player comprising: defining at least one threshold sum, at least one banker stand sum, at least one draw sum, and at least one natural hand score; receiving a wager from said at least one player on a hand designated by said player; dealing at least a banker hand and a player hand of playing cards; calculating a hand score for each hand as the sum modulo ten of the values of the playing cards in that hand; comparing the hand scores of said banker hand and said player hand to a target value and said threshold sum; if neither hand score is equal to said natural hand score, the hand score of said player hand is less than said threshold sum, and the hand score of said banker hand is less than said banker stand sum, resolving each wager comprising: dealing an additional card to said player hand and calculating a new hand score for said player hand; if the hand score of said banker hand is a draw sum, dealing an additional card to said banker hand, comparing the new hand score of said player hand to the new hand score of said banker hand and said target value, and rewarding wagers on the hand having a hand score closer to said target value or 47 returning wagers on both said banker hand and said player hand if said hand scores are equal; if the hand score of said banker hand is greater than said draw sum, forming a banker hand comprising: if the new hand score of said player hand is less than the hand score of said banker hand, resolving said wagers comprising: comparing said additional card of said player hand to said hand score of said banker hand; determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand; if no additional card is dealt to said banker hand, rewarding wagers on said banker hand; and if an additional card is dealt to said banker hand, calculating a new hand score for said banker hand, comparing the new hand score of said player hand to the new hand score of said banker hand and said target value, and rewarding wagers on the hand having a hand score closer to said target value or returning wagers on both said banker hand and said player hand if said hand scores are equal; if the new hand score of said player hand is equal to the hand score of said banker hand, resolving said wagers comprising: comparing said additional card of said player hand to said hand score of said banker hand; 48 determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand; if no additional card is dealt to said banker hand, returning wagers on said player hand and said banker hand; and if an additional card is dealt to said banker hand, calculating a new hand score for said banker hand, comparing the new hand score of said player hand to the new hand score of said banker hand and said target value, and rewarding wagers on the hand having a hand score closer to said target value or returning wagers on both said banker hand and said player hand if said hand scores are equal; and if the new hand score of said player hand is greater than the hand score of said banker hand, resolving said wagers comprising: comparing said additional card of said player hand to said hand score of said banker hand; determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand; if no additional card is dealt to said banker hand, rewarding wagers on said player hand; and if an additional card is dealt to said banker hand, calculating a new hand score for said banker hand, comparing the new hand score of said player hand to the new hand score of said 49 banker hand and said target value, and rewarding wagers on the hand having a hand score closer to said target value or returning wagers on both said banker hand and said player hand if said hand scores are equal; if neither hand score is equal to said natural hand score, the hand score of said banker hand is equal to said banker stand sum, and the hand score of said player hand is less than said threshold sum, resolving each wager comprising: dealing an additional card to said player hand; comparing the hand score of said banker hand to the new hand score of said player hand and said target value; and rewarding wagers on the hand having a hand score closer to said target value or returning wagers on both said banker hand and said player hand if said hand scores are equal; and if neither hand score is equal to said natural hand score, the hand score of said player hand is equal to said threshold sum, and the hand score of said banker hand is less than said threshold sum, resolving each wager comprising: dealing an additional card to said banker hand; comparing the hand score of said player hand to the new hand score of said banker hand and said target value; and rewarding wagers on the hand having a hand score closer to said target value or returning wagers on both said banker hand and said player hand if said hand scores are equal.
[2] 2. The method of claim 1 wherein if the new hand score of said player hand is less 50 than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is less than the hand score of said banker hand, rewarding wagers on said banker hand; and if the additional card dealt to the player hand is equal to or greater than the hand score of said banker hand, dealing an additional card to said banker hand.
[3] 3. The method of claim 1 wherein if the new hand score of said player hand is less than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is greater than the hand score of said banker hand, rewarding wagers on said banker hand; and if the additional card dealt to the player hand is equal to or less than the hand score of said banker hand, dealing an additional card to said banker hand.
[4] 4. The method of claim 1 wherein if the new hand score of said player hand is less than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is equal to or less than the hand score of said banker hand, rewarding wagers on said banker hand; and if the additional card dealt to the player hand is greater than the hand score of 51 said banker hand, dealing an additional card to said banker hand.
[5] 5. The method of claim 1 wherein if the new hand score of said player hand is less than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is equal to or greater than the hand score of said banker hand, rewarding wagers on said banker hand; and if the additional card dealt to the player hand is less than the hand score of said banker hand, dealing an additional card to said banker hand.
[6] 6. The method of claim 1 wherein if the new hand score of said player hand is less than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is less than, greater than, or equal to the hand score of said banker hand, dealing no additional card to said banker hand and rewarding wagers on said banker hand.
[7] 7. The method of claim 1 wherein if the new hand score of said player hand is less than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is less than, greater than, or equal 52 to the hand score of said banker hand, dealing an additional card to said banker hand.
[8] 8. The method of claim 1 wherein if the new hand score of said player hand is less than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is equal to the hand score of said banker hand, rewarding wagers on said banker hand; and if the additional card dealt to the player hand is unequal to the hand score of said banker hand, dealing an additional card to said banker hand.
[9] 9. The method of claim 1 wherein if the new hand score of said player hand is less than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is unequal to the hand score of said banker hand, rewarding wagers on said banker hand; and if the additional card dealt to the player hand is equal to the hand score of said banker hand, dealing an additional card to said banker hand.
[10] 10. The method of claim 1 wherein if the new hand score of said player hand is equal to the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: 53 if the additional card dealt to the player hand is less than the hand score of said banker hand, dealing no additional card to said banker hand; and if the additional card dealt to the player hand is equal to or greater than the hand score of said banker hand, dealing an additional card to said banker hand.
[11] 11. The method of claim 1 wherein if the new hand score of said player hand is equal to the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is greater than the hand score of said banker hand, dealing no additional card to said banker hand; and if the additional card dealt to the player hand is equal to or less than the hand score of said banker hand, dealing an additional card to said banker hand.
[12] 12. The method of claim 1 wherein if the new hand score of said player hand is equal to the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is equal to or less than the hand score of said banker hand, dealing no additional card to said banker hand; and if the additional card dealt to the player hand is greater than the hand score of said banker hand, dealing an additional card to said banker hand.
[13] 13. The method of claim 1 wherein if the new hand score of said player hand is 54 equal to the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is equal to or greater than the hand score of said banker hand, dealing no additional card to said banker hand; and if the additional card dealt to the player hand is less than the hand score of said banker hand, dealing an additional card to said banker hand.
[14] 14. The method of claim 1 wherein if the new hand score of said player hand is equal to the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is equal to, less than, or greater than the hand score of said banker hand, dealing no additional card to said banker hand and declaring a push.
[15] 15. The method of claim 1 wherein if the new hand score of said player hand is equal to the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is equal to, less than, or greater than the hand score of said banker hand, dealing an additional card to said banker hand.
[16] 16. The method of claim 1 wherein if the new hand score of said player hand is 55 equal to the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: If the additional card dealt to the player hand is equal to the hand score of said banker hand, dealing no additional card to said banker hand; and if the additional card dealt to the player hand is unequal to the hand score of said banker hand, dealing an additional card to said banker hand.
[17] 17. The method of claim 1 wherein if the new hand score of said player hand is equal to the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is unequal to the hand score of said banker hand, dealing no additional card to said banker hand; and if the additional card dealt to the player hand is equal to the hand score of said banker hand, dealing an additional card to said banker hand.
[18] 18. The method of claim 1 wherein if the new hand score of said player hand is greater than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is less than the hand score of said banker hand, rewarding wagers on said player hand; and if the additional card dealt to the player hand is equal to or greater than the hand 56 score of said banker hand, dealing an additional card to said banker hand.
[19] 19. The method of claim 1 wherein if the new hand score of said player hand is greater than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is greater than the hand score of said banker hand, rewarding wagers on said player hand; and if the additional card dealt to the player hand is equal to or less than the hand score of said banker hand, dealing an additional card to said banker hand.
[20] 20. The method of claim 1 wherein if the new hand score of said player hand is greater than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is equal to or less than the hand score of said banker hand, rewarding wagers on said player hand; and if the additional card dealt to the player hand is greater than the hand score of said banker hand, dealing an additional card to said banker hand.
[21] 21. The method of claim 1 wherein if the new hand score of said player hand is greater than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: 57 if the additional card dealt to the player hand is equal to or greater than the hand score of said banker hand, rewarding wagers on said player hand; and if the additional card dealt to the player hand is less than the hand score of said banker hand, dealing an additional card to said banker hand.
[22] 22. The method of claim 1 wherein if the new hand score of said player hand is greater than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is less than, equal to, or greater than the hand score of said banker hand, rewarding wagers on said player hand.
[23] 23. The method of claim 1 wherein if the new hand score of said player hand is greater than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is less than, equal to, or greater than the hand score of said banker hand, dealing an additional card to said banker hand.
[24] 24. The method of claim 1 wherein if the new hand score of said player hand is greater than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is equal to the hand score of said 58 banker hand, rewarding wagers on said player hand; and if the additional card dealt to the player hand is unequal to the hand score of said banker hand, dealing an additional card to said banker hand.
[25] 25. The method of claim 1 wherein if the new hand score of said player hand is greater than the hand score of said banker hand, said step of determining whether to deal an additional card to said banker hand based on said comparison between said additional card of said player hand and said hand score of said banker hand comprises: if the additional card dealt to the player hand is unequal to the hand score of said banker hand, rewarding wagers on said player hand; and if the additional card dealt to the player hand is equal to the hand score of said banker hand, dealing an additional card to said banker hand.
[26] 26. The method of claim 1 further comprising defining a plurality of threshold sums.
[27] 27. The method of claim 1 further comprising, if the hand scores for both the player hand and banker hand are equal to a threshold sum, resolving each wager comprising: comparing the hand score of said player hand to the hand score of said banker hand and said target value; if the hand score of said player hand equals the hand score of said banker hand, returning wagers on said player hand and said banker hand; and if the hand score of said player hand is unequal to the hand score of said banker hand, rewarding wagers on the hand having a hand score closer to said target value. 59
[28] 28. The method of claim 1 further comprising: if only one of the hand scores is a natural hand score, rewarding wagers on said hand having a natural hand score and collecting wagers on said hand not having a natural hand score; if more than one of the hand scores is a natural hand score and one of the natural hand scores is greater than the other natural hand score, rewarding wagers on said hand having a natural hand score closer to said target value and collecting wagers on said hand having a natural hand score further from said target value; and if more than one of the hand scores is a natural hand score and the natural hand scores are equal, returning all wagers. 60

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公开号 | 公开日

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AU2013200118B2|2014-01-23|

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法律状态:
2014-05-22| FGA| Letters patent sealed or granted (standard patent)|

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